The American Express Explorer Credit Card isn’t just your typical tool for paying everyday purchases—it’s also loaded with perks and amazing opportunities!
Want to know how it does that? Without much effort on your part!
With every purchase, you earn points that can be used in frequent flyer programs of major airlines.
Plus, the Explorer offers perks on your online shopping at Myer and gives you the convenience of booking travel through Webjet or American Express Travel.
And, as if that wasn’t enough, when you sign up online, you can earn up to 50,000 bonus points just for being a new customer!
But hold on, that’s just the beginning. Want to know everything this card has to offer? Keep reading to discover all the benefits that can turn your travels and purchases into rewarding experiences.
What you can expect from the American Express Explorer Credit Card:
- Generous points accumulation: Earn Membership Rewards points on regular purchases and even when paying Australian government bodies.
- No points cap: Keep earning without any limits.
- Access to exclusive offers: Enjoy deals at Myer and special discounts across various product categories.
- Up to 55 interest-free days on purchases.
- Up to 4 additional cards at no extra cost, which also help you earn more points.
- Free fraud protection and guarantees.
- Bonus points for online sign-ups: Earn up to 50,000 bonus points when you apply online and spend at least $4,000 on eligible purchases within the first 3 months.
- Travel-enhancing perks: Discounts, complimentary travel insurance, an annual travel voucher, and more.
Next, let’s dive into all the travel-related perks that the American Express Explorer credit card offers to make your trips even better.
Additional Travel Benefits
Travelling becomes even more exciting with the American Express Explorer.
Beyond the points you can collect and redeem for flights and hotel stays, this card offers several extra perks to make your travels more comfortable:
Travel voucher: Each year, you get a $400 credit to use for flights, hotels, or car rentals through American Express Travel. It’s like getting an automatic discount on your trips!
Complimentary insurance: Every time you buy a round-trip ticket with your American Express Explorer, you’re covered by comprehensive insurance. This includes emergency medical expenses, trip cancellation, and even COVID-19-related cover for you, your children, and your spouse. Travelling with that peace of mind is priceless, but you don’t have to pay anything extra for it!
Exclusive airport lounge access: You get two free annual passes to The Centurion® Lounge at Sydney and Melbourne International Airports. It’s a luxurious way to start or end your journey in style and comfort.
Hotel credit and upgrade: Book at least two consecutive nights at hotels in The Hotel Collection, and receive a $100 credit to spend on dining, spa treatments, or resort activities. Plus, you might even score a room upgrade if available.
Points Program: How it works, how to earn, and how to redeem
Membership Rewards is the name of the rewards program, and here’s how it works:
➡️ Everyday purchases earn 2 points per dollar
➡️ Payments to government bodies in Australia earn 1 point per dollar
The best part? There’s no limit on how many points you can earn! You can also accelerate your points earning by getting up to four additional cards for family or friends, with no extra cost.
Now, let’s talk about how you can redeem those points:
- 11 partner airline programs: Use your points to get flights with renowned airlines, including Virgin Australia and Singapore Airlines.
- Hilton Honors: Redeem points for stays at Hilton Honors hotels.
- Online travel bookings: Pay for travel through Webjet or American Express Travel using your points.
- Gift cards: Exchange your points for gift cards from popular stores.
- Pay off your balance: Use points to reduce your credit card bill.
- Myer online shopping: If you prefer, use your points to buy products directly from Myer’s website, offering a range of choices from clothing to electronics.
Key Fees
- Annual fee: $395 per year.
- Interest rate: 20.74% p.a. on purchases.
- Cash advance interest rate: 21.99% p.a.
- Foreign currency conversion fee: 3% of the transaction value.
Conclusion: Is the American Express Explorer Credit Card worth it?
First of all, almost all purchases earn points, which helps you rack up rewards quickly.
Additionally, the $400 annual travel credit and airport lounge access are solid incentives for those who love to travel in comfort while spending less.
We also can’t overlook the extra protection and complimentary insurance, which are essential for peace of mind.
In short, this card is packed with perks and is ideal for frequent travellers.
As long as you consider the annual fee and make the most of what it offers, the costs will be justified, and this will be a smart choice.
With all these benefits and the opportunity to earn points, the next step is simple: apply online and start enjoying your rewards!