Introducing the Bankwest Breeze Platinum card, a card that goes beyond the basics to make your financial experiences a breeze!
First of all, you can forget about foreign transaction fees forever because the Breeze Platinum is one of the rare credit cards with no extra cost for purchases in other currencies (whether online or in-store outside Australia).
Besides keeping fees low, it offers free insurance and a higher credit limit than the Breeze Classic – all for a small difference in the annual fee.
But that’s just a quick intro, we still have a lot to show you about the Bankwest Breeze Platinum card. Keep reading to not miss a single detail!
What you can expect from the Bankwest Breeze Platinum card
- Instant digital card: No need to wait for your physical card to arrive to start shopping! The digital version will be unlocked right after approval.
- 0% foreign transaction fee: Do you make a lot of international purchases or travel frequently? No matter if you’re shopping online or spending in stores outside the country, you won’t pay extra fees.
- Free travel and purchase insurance: Experience a greater sense of peace of mind on your travels with extra layers of protection for your purchases and some medical situations.
- Up to 55 interest-free days: As long as you pay the full balance of the month by the due date (excluding promotions or transferred amounts), you can enjoy a longer period without worrying about interest.
- Balance transfer promotion: For a limited time and for new customers, the card offers 0% interest for 24 months on balance transfers, helping you consolidate debts and save money. A one-time fee of 3% applies to the transferred amount.
Check out the coverage of the free insurance
- Overseas travel insurance: Basic coverage that includes assistance for COVID-19 overseas. Although it has limitations, it can be a relief for travel emergencies.
- Domestic flight inconvenience insurance: Guarantees reimbursements for essential items if you face unexpected delays or cancellations on interstate flights (to activate it you need to have purchased your tickets with the Breeze card)
- 90-day purchase insurance: Protects your purchases against theft or accidental damage within three months of purchase.
Keep an eye on the main fees:
- Annual fee: $59
- Purchase interest rate: 12.99%
- Cash advance: 21.99%
- Balance transfer introductory offer: 0% p.a. for 24 months (a 3% balance transfer fee applies)
- Balance transfer fee after promotional period: 12.99%
Frequently asked questions
Can I use my Bankwest Breeze Platinum to make online purchases? Yes, it’s a tool for online shopping anywhere in the world.
Can I transfer my balances from other credit cards to the Bankwest Breeze Platinum? Yes, you can consolidate debts for a 3% balance transfer fee.
Great news, isn’t it? Just don’t forget that as long as you have a transferred balance, you can’t be eligible for the 55 interest-free days.
Can I use my Bankwest Breeze Platinum to withdraw cash? Definitely! It even allows online transfers, but be aware of the applicable fees, okay?
Does the Bankwest Breeze Platinum offer travel rewards? No. The main focus of this credit card is to deliver a good introductory offer and maintain low fees continuously.
Although it has appropriate travel insurance, it doesn’t offer robust rewards programs with miles or points.
After all, do you have the ideal profile to be approved for the Bankwest Breeze Platinum card?
The best news about this credit card is that it is accessible. The requirements to apply for it are not sky-high, so as long as you have the basic criteria, you can already submit the application online.
If you value low fees, especially if you intend to take out a balance transfer, you definitely have the ideal profile to apply.
Additionally, its main highlight is the exemption of the international transaction fee, which is perfect to pack in your suitcase for trips abroad or simply if you like to shop on international websites.
Ready to Apply? Don’t want to waste any more time? Then see how to make your application with the right requirements and documents to have a better chance of approval!