The Bendigo Bright is ideal for those looking for a simple and efficient credit card, perfect for those who want to avoid high interest rates while valuing security and convenience.
The best news is that it’s available to both existing customers and new applicants, and the process is easy since it can be done online. If you prefer, you can also apply in person at a branch.
Let’s see if you have everything needed to be eligible!
Minimum Requirements for Bendigo Bright Card
- This credit card is only available for individuals; it is not available for corporate use.
- You must be over 18 years old.
- Have a good credit history, with no outstanding debts.
Residency
- You must be an Australian citizen or a permanent resident with an address and employment in Australia.
- The following visa classes are accepted: 188, 489, 491, 494, 482.
Prove Your Income
To improve your chances of approval, you need to demonstrate your ability to repay. The bank accepts the following income sources:
- PAYG (permanent, non-permanent, and casual employment)
- Managed superannuation
- Self-managed superannuation
- Self-employed workers
Be prepared to present recent payslips and other documents like your tax return if you are self-employed, for example.
Each type of employment may require specific documentation for the bank to conduct a credit assessment, but don’t worry—you’ll receive guidance throughout the process.
Already a Customer? Here’s How to Request Your Bendigo Bright Card:
If you already have a relationship with the bank, the process might be smoother as your credit profile assessment will be faster. Your financial motivations and the length of time you’ve held an account can be indicators of your ability to repay.
You can apply via e-banking by logging in with your unique electronic banking customer ID.
Tutorial for New Customers
- Visit the website to start your application.
- Provide your financial information, which is essential for the assessment.
- Complete your personal details.
- Verify your identity. Don’t forget to choose a well-lit location to send photos and a selfie with good quality.
- Wait for the email notification with the response. Once you receive your card, activate it via the app.
Due to the high volume of applications, Bendigo Bank does not specify how long it will take to process your request, but with all efforts, we believe it should take no more than a few days to receive a response. If you need assistance or have questions along the way, use the contact information provided below.
Useful Contacts
📞General inquiries: 1300 236 344 (within Australia) or +61 3 5445 0666 (from overseas—standard international call rates apply).
🏦Prefer to visit a branch in person? Click HERE.