You might be interested in this Citi Clear Card due to its reduced interest rate, perfect for those needing to finance debts or simply make retail purchases with lower rates.
Other great reasons include cashback, special promotions, and efficient digital payments through Apple, Google, and Samsung Pay.
The good news is that the Citi Clear application process is quite straightforward, especially if you have all the necessary documents ready.
Citi’s online platform makes the process convenient and accessible, allowing you to complete your application quickly.
Common Requirements for All Applicants:
- You need to be over 18 years old to be the primary cardholder. Meanwhile, additional cardholders must be over 16.
- A good credit rating is required.
- You must be an Australian citizen or a permanent resident for at least 12 months.
Useful Documents for Credit Assessment:
- Driver’s licence or a recent proof of address, such as a utility bill.
- Australian passport or Medicare card.
- Payslips that verify your income according to your type of employment. Documentation for full-time/part-time employees, self-employed individuals, contract workers, or retirees is accepted.
If you have any questions, you’ll be guided through the process, so don’t worry about that.
A key tip is to authorise your employer and accountant, if applicable, to provide information to the bank if they need to get in touch for data verification.
If you don’t have a conventional identification document or encounter any issues regarding the required proofs for credit assessment, call 13 24 84 or +61 2 8225 0615 if you’re calling from outside Australia.
This way, you’ll get the attention you need, and someone will guide you on alternative procedures.
Citi Clear Card Limit
The Citi Clear card offers a credit limit ranging from $2,000 to $100,000, depending on your financial profile, meaning regular income proof and additional criteria.
This means that while you can request a specific amount, the exact limit may be lower, reflecting the assessment of your circumstances.
Step-by-Step to Apply Citi Clear Card
- Keep your ID and proof of income handy; you’ll need to upload photos at one stage.
- Set aside about 10 to 15 minutes to complete the application.
- Click on “Apply Now.”
- Provide the required information and enter your primary email.
- Follow the instructions for uploading photos. Choose a well-lit area so that the images are of good quality.
- After submitting the application, wait for a response via email.
- Once you receive your new credit card, activate it through the app or call Customer Service to start using it.
Useful Contacts
📞General Enquiries: 13 24 84
📩Email: [email protected]
📱Online Chat: Access the app with your login and password