The Qantas Premier Everyday Credit Card not only offers a generous points program but also ensures a smooth travel experience without weighing you down with hefty fees.
With an annual fee of just $99—much lower than most frequent flyer cards—and unlimited points earning, it’s an attractive option for those looking to maximise both their purchases and travel.
On top of that, it offers a great balance transfer deal, comprehensive travel insurance (including Covid-19 coverage), and compatibility with digital wallets.
In short, it enables quick payments while keeping transactions safe! Let’s dive into everything this card offers and who it’s best suited for.
What to Expect from the Qantas Premier Everyday Credit Card
- Unlimited Points: Earn points with no cap and redeem them for flights, products, or Qantas experiences.
- Low Annual Fee: At just $99 per year, it’s much more affordable than most frequent flyer cards.
- Special Balance Transfer Offer: Transfer existing card debt and enjoy 0% interest for 12 months (a 2% transfer fee applies).
- Free Travel Insurance: Includes coverage for Covid-19 and trip disruptions.
- Interest-Free Days: Up to 44 days (except when using the balance transfer offer).
- Digital Wallet Compatibility: Works with Google Pay, Apple Pay, and Samsung Pay.
Travel Insurance Benefits
To activate the included travel insurance, you’ll need to pay for the entire trip using your Qantas Premier Everyday card.
This applies to flights and cruises that start and end in Australia.
If you meet the eligibility criteria, the coverage includes:
- Overseas Medical Expenses: Including Covid-19-related costs.
- Trip Cancellation or Interruption: Protection in case of health issues or emergencies.
- Baggage Loss or Damage: Get reimbursed if your luggage is lost or damaged.
- Flight Delay Insurance: Covers accommodation and meals in case of significant delays.
How Points Accumulation and Redemption Work
➡️ 1 Qantas point per dollar on international purchases.
➕ 1 bonus point on Qantas Spend: Purchases directly with Qantas—like flights or memberships—qualify for extra points.
➡️ 0.75 points per dollar on domestic purchases up to $3,000 per month.
➡️ 0.4 points per dollar on domestic spending above that limit.
Your points never expire, as long as there’s activity in your Qantas account at least once every 18 months.
Additionally, you can transfer points to family members or use special promotions to redeem flights, hotel stays, and upgrades at a discount.
Key Fees
- Annual Fee: $99
- Additional Cardholder Fee: $25
- Purchase Interest Rate: 20.99% p.a.
- Cash Advance Interest Rate: 21.99% p.a.
- Foreign Transaction Fee: 3% per purchase
- Balance Transfer Offer: 0% for 12 months (2% transfer fee applies)
Conclusion: Who is the Qantas Premier Everyday Card Best For?
The Qantas Premier Everyday Credit Card is a great choice for anyone looking to earn points effortlessly while enjoying free travel insurance.
Its low annual fee and digital wallet compatibility make it a convenient option for everyday use and travel enthusiasts alike.
However, keep in mind the conditions for balance transfers—specifically that interest-free days won’t apply until the balance transfer is fully paid off.
Also, after the 12-month introductory period, the rate reverts to a standard cash advance rate.
All things considered, the Qantas Premier Everyday Credit Card strikes a fine balance between affordability and premium features, making it a reliable companion for both daily purchases and travel rewards.
I want this credit card, what do I need to do?
The best part about this card is that it is available to apply for in a quick process.
As long as you have the requirements and are prepared with the right information and documents, the entire application can be ready in 10 minutes.
To check if you can apply, we have prepared exclusive content to show you how to apply!