The Rainbow Vertigo credit card has an incredible offer of 0% interest per annum on balance transfers for 24 months.
This means you can relax without worrying about interest for a good while while consolidating debts from other cards, all while enjoying an affordable annual fee!
Additionally, it offers complimentary services such as Visa payWave and automatic payments, making it even more convenient.
Benefits That Transform Your Finances
- Up to 55 Days Interest-Free: Enjoy a generous period to make your purchases and pay your bill without extra interest costs.
- Free Additional Card: Share the card’s benefits with a family member or friend at no extra charge for the approval.
- Compatibility with Digital Wallets: Pay for your purchases quickly and securely using your smartphone or smartwatch.
- Low Ongoing Purchase Rate: Keep your finances under control with an interest rate of 13.99% per annum, lower than most cards on the market.
- Affordable Annual Fee: Just $55 per year.
- Special Balance Transfer Offer: Consolidate your debts from other credit cards and take advantage of the promotional interest rate of 0% per annum.
How Does the Rainbow Vertigo Credit Card Balance Transfer Offer Work?
This is a powerful tool that allows you to manage debts in one place with a cheaper interest rate.
New customers can transfer balances from other credit cards to the new card, accessing a promotional rate of 0% per annum for 24 months.
⚠️ Important: This offer applies only to balance transfers requested at the time of the card application, and to use it, you must pay a balance transfer fee of just 1%.
It’s important to note that after the promotional period, the variable cash advance rate will apply, so it’s essential to have a plan to pay off your balance before this rate takes effect.
Limitations
After the 24-month period, the interest rate for balance transfers increases significantly to 21.99% per annum.
There are some restrictions on balance transfers that you should consider if you want to take advantage of this service.
You cannot transfer loan balances, only balances from other credit cards and store cards.
Key Fees
- Annual Fee: $55
- Balance Transfer Fee: 1% of the transferred amount
- Purchase Interest Rate: 13.99% per annum
- Balance Transfer Interest Rate After 12 Months: 21.99% per annum
Final Analysis
Applying for the Rainbow Vertigo Credit Card can be a smart decision for those looking to manage their finances more effectively. With 0% interest per annum on balance transfers for 24 months, up to 55 days interest-free on purchases, and various other advantages, this card has features that help keep your budget organized.
Take advantage of using the card knowing you will have a long period to pay off without interest, or consolidate your old credit card debts into one place with a much lower rate.
The Rainbow Vertigo not only offers conveniences but also helps build a positive credit history when used responsibly.