The St. George Amplify Signature is perfect for those who value extra perks and want to make the most of them.
New applicants can earn up to 150,000 bonus points if they spend at least $12,000 shortly after approval, along with a reduced annual fee in the first year.
This isn’t just an incentive to attract customers—it’s a real welcome gift that helps you save on fees and get rewarded with minimal effort.
As a premium card, it also offers a significantly higher credit limit than standard cards, making it ideal for those who appreciate purchasing power and want secure use with advanced coverage.
Benefits of your St. George Amplify Signature
- Real-time fraud protection, ensuring greater security in all transactions.
- Amplify Rewards program, offering flexible point redemption and the highest earning rate among all the bank’s cards.
- Complimentary insurance coverage.
- Access to Visa’s luxury hotel collection, with exclusive rates and benefits.
- No point expiry: accumulate points over long periods and redeem when it suits you best.
- Priority Pass: Two free entries per year to select airport lounges.
- ShopBack platform: St. George’s own app, offering a wide range of stores and products where you can earn cashback from purchases.
- Reduced annual fee in the first year.
Explore the complimentary insurance for cardholders
The Amplify Signature provides extra protection that makes a difference in unexpected situations, ensuring a safer shopping experience.
- Interstate flight inconvenience insurance: Covers delays and unexpected issues.
- Rental car excess cover: Valid throughout Australia, perfect for those who travel for business or leisure.
- Up to 6 months of international travel insurance.
- Extended warranty: Adds up to 12 months on top of the manufacturer’s warranty for qualifying purchases.
- Purchase protection: Provides up to 4 months of coverage for stolen, damaged, or lost items.
- Overseas transit accident insurance: Extra protection for those driving abroad.
Remember that terms, conditions, and eligibility criteria apply to these benefits, so it’s always a good idea to check the details before planning your trips or major purchases.
How Amplify Rewards works
This is the card’s rewards system, which lets you earn points based on your spending. The Signature card offers 1.5 points per dollar, which can later be redeemed in various ways:
🎁 Gift cards from major retailers like David Jones, Myer, and Bunnings.
🏖️ Holiday options, from flights to exclusive experiences.
🛒 Online shopping through the ShopBack online store.
✈️ Points transfers to frequent flyer programs for earning miles with airline partners.
❤️ Donations to charities if you’d like to turn your points into goodwill gestures.
Fees of St. George Amplify Signature Credit Card
- Annual fee: $199 in the first year, $295 after the promotional period.
- Variable purchase interest rate: 20.99% p.a.
- Cash advance rate: 21.99% p.a.
- Late payment fee: $15 for each missed or overdue payment.
- International transaction fee: 3%.
What to consider before applying
The annual fee may be higher than that of standard cards, and to get the most out of the benefits, you need to manage your spending well. Additionally, certain insurances and perks require specific conditions to be met, which might limit their usefulness for some customers.
In conclusion, the St. George Amplify Signature is ideal for those seeking a robust card with exclusive perks and enhanced security, especially if you travel frequently or make significant purchases. Consider whether you’ll fully benefit from all it offers. If the answer is yes, it’s likely to fit well with your financial profile.
Weighing the pros and cons, this card is an excellent option for those after a premium, rewarding financial partner.