Applying for a P&N Bank Visa Platinum card is easier than ever thanks to the streamlined process the bank offers.
Firstly, you can apply 100% online, anytime, day or night, whether you’re an existing customer or new to the bank.
There are also other application methods available if you prefer. Plus, knowing exactly what you need to provide for approval can speed up the process significantly.
So, before we dive in, let’s go over the basic requirements, documents, and information that will help streamline the credit assessment.
Then, we’ll walk you through the complete tutorial on how to apply for the Visa Platinum card.
Who can apply?
- Must be 18 years or older
- Australian citizens or permanent residents
- Individuals with a good credit rating (no history of bankruptcy or default) and a regular income
You’ll need the following documents and information:
- At least two photo ID documents: This could be your driver’s license, Australian passport, or Medicare card.
- Employment details: The name of the company you work for, how long you’ve been there, and a contact number.
- Proof of income: If you’re employed, provide payslips or bank statements. If you’re self-employed, provide your last two years’ tax returns.
- Expenses: An estimate of your monthly expenses, such as rent, food, bills, and other payments.
- Assets: A list of your assets, including cars, homes, investments, etc.
- Liabilities: Details of any loans, other credit cards, or debts you have.
How to apply for the P&N Bank Visa Platinum Card 100% online
If you’re already a bank customer, it’s even easier. All your financial and personal information will be pre-filled, so you just need to log in to your internet banking and complete a few additional details.
For new customers, follow these steps:
- Click on “Apply online” and you’ll be directed to a page with a summary of the card where you should select the “Start your credit card application” button.
- Confirm that you want the Visa Platinum to start filling out the form.
- Provide your personal and financial details.
- Upload copies of your documents and submit your application.
- Wait for the credit assessment. You’ll likely receive a response within 1 business day.
How to apply in person or by phone
If you prefer a more personal experience, you can visit your nearest branch. A financial products specialist will be there to assist you and guide you through the application process. The bank also has a dedicated contact center for applications: 📞 13 25 77.
Frequently Asked Questions:
How long does it take to approve a P&N Bank Visa Platinum credit card? The approval process usually takes between 24 and 48 hours.
How can I activate my P&N Bank Visa Platinum credit card? You can activate your card online, over the phone, or in branch.
Can I use my P&N Bank Visa Platinum credit card to withdraw cash? Yes, you can withdraw cash at ATMs, but keep in mind there may be fees associated with this
What is the minimum payment amount on my credit card?
The minimum payment due on your credit card is 3% of your outstanding balance on the 14th of the month or $10.00, whichever is greater.
You will be redirected to the bank’s website.