Before checking out how to apply for the American Express Platinum credit card, first consider whether it fits your lifestyle and spending habits.
Above all, if you’re in charge of buying groceries and fuel, you’ll be thrilled to know that points in these categories can reach up to 3 points per dollar.
However, any purchase, from your everyday essentials to major brand partners, earns rewards points that you can redeem later.
So, if you’re someone who loves to take weekend trips or dreams of exploring the world, this card is also ideal, as many of its perks revolve around travel services.
Finally, if you’re looking for great rewards and added protections, this option is worth considering!
If you’re sure this is the right choice for you, the next step is to make sure you meet the eligibility criteria. Let’s go over them together!
Basic Requirements to Apply for the American Express Platinum Edge:
- Be at least 18 years old
- Be an Australian citizen or hold a long-term visa (12 months or more). Keep in mind, though, that student visas aren’t accepted.
- Have no history of bad credit
Documents and Information You Need to Apply for the American Express Platinum Edge:
- Australian driver’s licence (if you have one), passport, or Medicare card.
- Details of your income, expenses, and existing debts, such as loans or other credit cards.
- Proof of income, such as pay slips or bank statements.
- Finally, you’ll need to consent to a credit check as part of the application.
How to Apply for the American Express Platinum Edge Credit Card
It takes about 10 minutes to fill out the application form, and you could find out in just 1 minute if you’re eligible for approval. Here’s the complete step-by-step guide:
- Start by entering your personal details, such as your full name and date of birth.
- Indicate if you already hold any other American Express credit cards, even if they’re from another country. This can help with your approval by leveraging your card history.
- Choose the ID you’ll use for verification.
- Provide your contact details: a phone number and an email address you use frequently and can easily access with your login and password.
- Enter details about your income, including any additional sources if you have them.
- Click on “Continue to finances”.
- In the next stage, you’ll need to upload proof of income and other documents necessary for your credit evaluation.
- Submit photos to confirm your identity.
- Review all your information and submit your application.
- Wait for an instant response or one via email.
When will I receive my new credit card?
Once approved, assuming everything is in order, your credit card will be delivered within 5 to 10 business days via post.
Next, activate it so you can start using it for purchases. On the back of the card, you’ll find useful phone numbers, and the letter will also include instructions for card activation.
If you need help with any part of the application process or have questions after approval, call 📞 1300 557 743.