How to Apply for the Amplify Signature Credit Card

Before we explain how to apply for the BankSA Amplify Signature Credit Card, let’s go through what you’ll need to be a viable candidate.
While this is a premium card that naturally comes with stricter requirements than basic credit cards, it’s not complicated to apply.

The option to apply online speeds up the entire process, and the requirements aren’t overly demanding.
Like any credit assessment, you’ll need to demonstrate good repayment capacity and credit rating, but your chances of approval are high if you have the right documents ready!

Who can apply for the Amplify Signature Credit Card?

People aged 18 or older
You must be an Australian or New Zealand citizen
You must also provide proof of a fixed residential address in Australia
People with a regular and verifiable Australian taxable income for at least 3 months (or 18 months for self-employed individuals)

Additional documents and information to complete your application successfully:

One of the steps to understanding how to apply for the BankSA Amplify Signature Credit Card is having all the necessary items for the bank’s assessment.
Here’s the complete list to help you prepare for the application process:

Mobile number: Keep your phone close by, as you’ll receive verification codes throughout the process.
Verify your identity for added security: You can use your Australian driver’s licence, Medicare card, passport, or birth certificate.
Details of current debts: Include mortgage loans, personal loans, other credit cards, or instalment purchases like Zip Pay.
Regular expenses: Mention your usual expenses, such as rent, bills, and other financial commitments.
Proof of income: This can include payslips, government benefit statements, rental income proof, or if self-employed, business bank statements and ATO assessment notices.
Proof of debt settlement: If you’re paying off any debts, you may need to provide documents that show this.

What is the Amplify Signature Card’s credit limit?

The minimum credit limit is $15,000, but as with any credit card, this depends on several factors.
Key factors include your income, good credit rating (i.e., no recent defaults or unsettled debts), and internal bank criteria.

In other words, each person gets a personalised credit limit, and you’ll find out your limit once approved.
Additionally, it’s common for the limit to be updated or increased over time, as long as you remain an active cardholder and keep up with your full payments.