Discover how easy it is to apply for the Bendigo Platinum Rewards Card and unlock all the benefits it includes.
If you want to combine travel services, security in all transactions, and rewards for every spend, this credit card will certainly make a big positive difference to your wallet and lifestyle.
What’s even better is that there are several ways to apply, so it’s accessible and doesn’t have many stringent requirements, even though it’s a Platinum-level card.
What you need to apply:
- Be over 18 years old
- Be an Australian citizen or have permanent residency in the country with a valid visa (subclasses 188, 489, 491, 494, 482 with at least 12 months of validity)
- You cannot have a history of bankruptcy. A good credit rating is essential for approval.
- You must demonstrate that you receive a regular income, whether it is from permanent, casual, or self-employed work.
Documents that help in the approval process:
- Identification: Driver’s license, Australian passport, or Medicare card. If you have more than one of these documents to verify your identity, it will be even better.
- Proof of income: Two of the last payslips + bank statements or a copy of the employment contract.
- Self-employed: Most recent personal income tax return, along with the assessment notice and supporting documents for the credit assessment that you will be guided to submit.
What is the limit of the Bendigo Platinum Rewards Card?
The Bendigo Platinum offers an initial credit limit of $3,000, but each person may receive a different spending limit depending on their profile and income.
This personalized configuration is ideal to match everyone’s payment capacity. Additionally, as long as you demonstrate responsible use, you will maintain a trusting relationship with the bank and this can lead to future limit increases.
How to apply for the Bendigo Platinum Rewards Card: Step-by-step for new customers
- Tap “Sign up for Platinum Rewards” to start the registration.
- Indicate what credit limit you consider ideal, but remember that the bank may or may not approve the amount you prefer according to your profile.
- In “financial details” talk about your job, income and other financial commitments if you have any (such as loans, mortgages or other credit cards)
- Fill in and review all your personal information
- Verify your identity with the necessary documents and confirm the submission of your application to await analysis.
How to apply for the Bendigo Platinum Rewards Card if you are already a customer
As you already have a relationship with the bank, it will be even faster! You can do everything through internet banking or the app and you may even have a pre-approval.
Log in with your username and password and apply in the “cards” session. You may get an instant response, but if they need documents for the credit assessment, submit them and wait for notifications by email or track the status through the app.
Can I apply in person?
Yes, even for new customers, it is possible to go to a branch to receive personalized service.
On the bank’s portal, you can search for all available branches and choose the one closest to your address or another of your preference.
Go prepared with all the documents listed here to speed up the process.
How to activate a new Bendigo card:
After receiving confirmation of approval, it’s time to enjoy your new credit card! But before you go out making your favorite purchases to start earning points, don’t forget to activate it.
You can do this through internet banking or the free and comprehensive Bendigo Bank app.
However, if you need support, you can also call the customer service center: 📞 1800 035 383.
In any of the channels, just follow the instructions and set up the 4-digit PIN to unlock.
You will be redirected to the bank’s website.