How to apply Citi Prestige for those who can meet the financial requirements and want to make the most of the luxury perks and rewards are the target audience for the Citi Prestige.
Like most premium cards, it’s ideal for high-income earners, but aside from that exclusive requirement, the rest of the criteria are straightforward.
To be eligible Citi Prestige, you must:
- Be over 18 years old
- Have a regular income: Citi doesn’t disclose a minimum income requirement, but being a premium card, the focus is on significantly higher earnings.
- Be an Australian permanent resident
- Provide your own mobile number and email
Required Documents:
- ID: A driver’s licence, Medicare card, or passport is accepted.
- Proof of income: Recent payslips, bank statements, and other optional supporting documents.
What is the Initial Credit Limit?
The minimum credit limit for the Citi Prestige card is $20,000, so approval depends on the applicant’s ability to demonstrate payment capacity for that margin. The limit can go up to $100,000, but each person will receive a different offer based on their credit assessment.
How to apply Citi Prestige
- Fill in your personal details for the initial registration.
- Provide your mobile number and email. You will receive an SMS to confirm your number and continue the application.
- Carefully review your information to ensure there are no typing errors, then click CONTINUE to complete your application.
- In the final step, you’ll need to upload high-quality photos of your income proofs and ID.
When Will I Get a Response?
The application takes around 10 minutes to complete. After that, you’ll need to wait for the credit assessment and will receive a response via email.
Citi strives to provide feedback as quickly as possible, and if everything is in order, you’ll receive your card at your registered address within 7 business days.
Make sure to download the Citi Mobile app to manage all card functions, including the digital version of your card.
Once your card arrives, activate it via the app’s home screen by tapping “Activate Card,” and happy shopping!
Useful Contacts
📞 General inquiries: 13 24 84 or +61 2 8225 0615 if calling from outside Australia.
📞 Fraud support: 1300 550 216