Below, you’ll discover how to apply for the Coles No Annual Fee card in a few easy steps, but first, let’s check if you meet the eligibility criteria.
Who’s the ideal candidate for this card?
- Coles shoppers: Those who love shopping at Coles and want to rack up points quickly to maximise their shopping experience.
- Annual fee haters: If you like feeling free of annual fees, but still want great benefits, this card is for you!
- Practical users: If you need a card with flexible payment options and extra protections, this one fits perfectly.
What you need to apply:
- 18 years or older
- Reside in Australia
- Regular income
- Good credit history
Documents and additional information for credit review:
- Valid ID: Driver’s licence, passport, or Medicare card
- Proof of income: Bank statements or payslips
- Your Flybuys membership number (if applicable)
What’s the credit limit of the Coles No Annual Fee Card?
The credit limit ranges from $1,000 to $100,000, depending on your income and credit score. In other words, your limit will be tailored to your financial situation.
Once you’ve submitted your application and it’s approved, you’ll be informed of your spending limit.
How to Apply for the Coles No Annual Fee Card: Step-by-Step Guide
- Enter your personal and contact details. Provide your best email address to receive important updates.
- Fill in your financial and employment information to help the bank understand your profile.
- In the “Additional Options” section, enter your address and any extra details. Don’t forget to double-check everything.
- Upload the required documents to complete your application.
- Confirm and submit your application.
In just a few seconds, you’ll receive a reference number to track the status of your application anytime.
Activating Your New Card
You might get a response within minutes, but in some cases, it can take up to two business days. If approved, just wait for your new card to arrive at your registered address.
Before you start enjoying your purchases, activate your card through the Coles Mobile Wallet app or by calling 1300 306 397.
How to apply the Coles No annual fee for additional cardholders
Did you know you can share the benefits of your Coles card with trusted family members? As the primary cardholder, you’ll still be responsible for the payments, but you can check the eligibility to add family members to your account.
Simply open the app and explore the credit card options menu for availability.
Take Full Advantage of the Coles Mobile Wallet App
The app isn’t just for tracking your application—it’s a powerful tool to manage your account.
With it, you can:
- Check your balances and review transactions.
- Activate or block your card whenever needed.
- Monitor your Flybuys points.
In summary, the Coles Mobile Wallet app is perfect for managing your financial information and making sure you don’t miss out on any of the card’s benefits.