Existing CommBank Ultimate Awards Card customers find it easier to apply for the Ultimate Awards, as they can simply request a switch from their current card via internet banking or the app.
However, only new customers have the privilege of receiving bonus CommBank Awards points or Qantas Points offers.
As for the other benefits, everyone can enjoy the 0% international transaction fee, a minimum credit limit of $6,000, plus access to special offers in the app, airport lounge invites, and other perks.
Applying for the CommBank Ultimate Awards isn’t difficult, but let’s guide you through it to ensure you get it right!
To be eligible, you must:
- Be at least 18 years old
- Have the legal right to work in Australia
- Have a favourable current credit history. That means no outstanding defaults on your financial commitments.
Essential documents and information:
- Proof of income: You can use recent payslips to prove regular income
- Existing debts: This includes loans, mortgages, and other ongoing expenses
- ID: Driver’s licence, passport, or Medicare card
- Visa details for non-Australian residents
Is it safe to apply online for CommBank Ultimate Awards Card?
Yes. Both the website and app are monitored to keep your data secure and will only be used for your credit assessment.
The company regularly checks its best practices to ensure your information remains safe, and the services work smoothly.
Most people opt for the online application because it’s quicker, easier, and just as safe as applying in person.
Plus, the app has multiple security layers, including password-protected access and a PIN for the card, which you can lock and unlock with just a few taps whenever you like.
Step-by-step application process
- Fill in your basic personal details, such as your full name, contact information, and address.
- Provide details about your income, any current debts, and other relevant financial information to help build your credit profile.
- Double-check everything before proceeding. If it all looks good, tap “Continue” to move on to the next step.
- Time to personalise your new card! Enter your preferred credit limit and other settings. Keep in mind that the bank will ultimately decide the final limit based on your payment capacity, but it’s important to express your expectations so they can offer the best option for you.
- Submit the necessary documents to verify your identity and prove your income.
- Wait for your response, which will arrive via email or SMS.
How to activate your CommBank Ultimate Awards Card
If you’re approved, you’ll receive the card in a few business days by mail. To start using it, unlock it through the CommBank app or website after logging in with your username and password.
While you’re at it, check if you want to deactivate any features like online purchases or contactless payments.
You can revert to the default settings whenever you prefer.
Need help? Get in touch via the app’s chat for guidance.