It’s time to discover how to apply for the Qudos Bank Lifestyle Plus card! This card is perfect for those seeking a simple payment method with no high costs and who value low balance transfer rates.
It’s also ideal for people who don’t seek sophisticated rewards programs, preferring direct savings and practicality.
If you’re someone who pays your bill on time and wants a card for daily transactions without unnecessary charges, the Qudos Bank Lifestyle Plus will be your best companion.
Meet the requirements to have your Lifestyle Plus:
Access to the card is simple, but like any financial product, there are some requirements. Check out what you need to have:
- Over 18: Be at least 18 years old.
- Australian resident: Be an Australian citizen or permanent resident of Australia.
- Employed: Have a paid job.
- No defaults: You cannot have a poor credit rating with a history of bankruptcy.
How to apply for the Qudos Bank card the right way: Documents and information that will help you
- Identification: Driver’s license, Medicare card, or passport – any of these will serve to identify you.
- Income: Your pay slips, tax return, and any other income you have (rent, investments…).
- Assets: Information about your assets, such as a house, car, investments, savings…
- Debts: If you have any loans, financing, or other type of debt, you need to inform the amount and to whom you owe.
Tip: The more complete and organized your documents are, the faster your application process will be, so have everything on hand.
What will my credit limit be?
Initially, the minimum starting limit is $1,000, which makes it a very good credit card to control spending, or simply keep it in your wallet for emergencies and occasional expenses since it has no minimum spending requirement for annual fee exemption.
However, as long as you continue to be a good customer, demonstrating responsible use of credit, there is a good chance of a review after a certain period to increase this limit.
The initial limit helps you keep your finances organized and avoids impulsive spending.
Complete tutorial: How to apply for the Qudos Bank Lifestyle Plus card without complications
- Tap the option to start a new application.
- Select the credit card and note that you can indicate which credit limit you would like to have.
This information is useful so that the company can try to offer a proposal that is very close to what you need and at the same time is suitable for your profile. - In the next step, you must provide personal information, such as your relationship status, whether you own or rent a home, your income, etc. All of this is used to analyze your credit profile.
- Fill out the entire form with the additional information. Always be clear in everything you declare, this is the best way to analyze the perfect credit for you.
- Send images of your documents to verify your identity and confirm the request to await analysis.
How to activate your new card
Received approval? Great! Now wait for it to arrive at your address and before you start using it, unlock it.
The easiest and fastest way is through the Qudos Bank app or internet banking, both in the “Card Management” section. However, you can also do this through the call center if you prefer. Call 1300 747 747 and select “Option 4” to speak to an attendant.
How to manage the Qudos Bank Lifestyle Plus card
The app is complete and helps you control all the features of your credit card in the palm of your hand.
You can block and unblock whenever you want, set your PIN, activate notifications, set travel alerts abroad, and much more.
In short, it is a complete and intuitive digital service to take care of your new Lifestyle Plus.
You will be redirected to the bank’s website.