There aren’t many cards out there with rates as low as the St. George Vertigo Credit Card, which is why it’s been a go-to choice for those who prioritise financial organisation.
It’s also recommended for people who want a basic card for everyday purchases but still appreciate strong security features and even promotional cashback offers.
By now, you might have realised it’s the right fit for you, right? So, make sure you’re ready to apply.
To be eligible, you must:
- Be over 18 years old
- Be a permanent resident of Australia. Migrants and non-residents must have a visa with at least 12 months validity.
- Have a stable and verifiable income
- Have an Australian address and provide a utility bill in your name as proof
- Have a good credit history
Have the following documents ready:
Before you start, it’s important to gather all the necessary documents to ensure your application is processed smoothly. Here’s a detailed list of what you’ll need:
✔️Identity: You need at least one accepted proof of identity document, such as a driver’s licence, Medicare card, passport, or Australian birth certificate.
✔️Current Debts: If you have debts in your name, like home loans, personal loans, other credit or store cards, or even buy-now-pay-later services like Zip Pay, you’ll need to provide details of these financial obligations.
✔️Proof of Income: If your income isn’t directly deposited into a St. George account, you’ll need to provide at least one of the following:
- Two payslips from your primary employer from the last two months.
- A statement from a Government Authority from the last two months confirming your pension or benefit.
- Proof of rental income from the last three months.
If you’re self-employed, you’ll need to show that you’ve been in business for at least 18 months and provide recent bank statements and your Notice of Assessment from the last year.
✔️Balance Transfer: If you want to transfer a balance from another account or credit card, make sure you have those details ready.
How to Apply for St. George Vertigo Credit Card If You’re Already a Customer
Just log into your account via the app or internet banking and review all the information to confirm your personal details. Then apply as an existing customer on the application form.
Step-by-Step Application Process
- First, choose which type of credit card you want: one with cashback offers or one with lower rates for a promotional balance transfer period.
- Answer questions about your regular income and other financial details to see if you’re likely to have your application approved.
- Confirm you want to apply for the card and complete the form so the bank can conduct its assessment.
- Wait for a response via email or SMS.
Useful Contacts for St. George Vertigo Credit Card
📞 General Enquiries: 13 33 30
📞 Phone Banking: 13 33 22
📞 Calling from Overseas: +61 2 9155 7800