If you’re the type who makes regular purchases and likes to be rewarded for spending, you can’t miss out on how to apply for the Virgin Money Low Rate card.
We value extra benefits like quick payments and fraud protection, so we’ve chosen to show you how this card works so more people can access its advantages.
The application process is very simple and, even though it’s a card that goes beyond the basics, it’s less demanding than most Platinum cards.
Check if you’re well prepared to apply and start enjoying one of the lowest purchase rates on the market, a rewards program, and much more after approval!
Who can apply?
To apply for the Virgin Money Low Rate card, you need to meet the following requirements:
- Age: Be 18 years or older.
- Residency: Be an Australian citizen or permanent resident.
- Income: Have a minimum annual income of $35,000.
- Credit: Have a good credit history.
- Minimum limit: The initial credit limit is $2,000.
How to apply for the Virgin Money Low Rate card: Documents and important information
- Identification: Australian passport, driver’s license, or Medicare card.
- Proof of income: Payslip, income tax return, or other documents that prove your income.
- Proof of address: Utility bill, water bill, or phone bill in your name.
- Details of other cards: If you have other credit cards or loans, provide the numbers and balances.
What will be the card limit?
Your card limit will be determined based on your credit profile, income, and other factors.
Initially, it may start at at least $2,000, but it may be higher depending on your financial situation. Currently, the maximum limit is $100,000.
Tips to help you succeed in your application
Have all your documents on hand to speed up the application process. Having more than one document to verify your identity also helps a lot!
Also, be honest when providing your information, it must be accurate and complete.
Finally, choose your best email for registration. Virgin Money will contact you by email during the application and approval process.
How to apply for the Virgin Money Low Rate card: Step by Step
- Fill out the form: Follow the instructions and fill in all the requested information.
- Security step: Verify your identity by attaching the required documents.
- Financial assessment: Talk about your job, income, and regular expenses, then also send the necessary proof.
- Wait for approval: The review process may take a few business days. If your application is approved, you will receive your card within 10 business days.
- Track the status: Use the reference number to track updates on your order, which will be sent by email or call the call center at 13 37 39.
How to activate your new card
Soon you will have the Virgin Money credit card in hand, but before you go shopping, unlock it through the app.
There you can activate it to start using it immediately and also configure important information such as PIN.
In addition, it has full support so you can see balances, purchases, and track your points accumulation to redeem whenever you want.